/* =====================================================
   Wealth Expert Point - wealthexpertpoint.com
   Financial Services Website - Custom Styles
   ===================================================== */
:root{
  --navy:#0A1931;
  --navy-2:#142850;
  --gold:#FFC947;
  --gold-dark:#E6A817;
  --teal:#00A8B5;
  --teal-dark:#007E88;
  --coral:#FF6B6B;
  --coral-dark:#E05252;
  --purple:#6C5CE7;
  --purple-dark:#4E3FD1;
  --green:#00B894;
  --green-dark:#009172;
  --light:#F6F8FC;
  --muted:#5B6B7F;
  --white:#ffffff;
  --shadow:0 18px 45px rgba(10,25,49,.14);
  --radius:18px;
}
*{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  color:#22314a;
  background:#fff;
  overflow-x:hidden;
}
h1,h2,h3,h4,h5,.display-font{
  font-family:'Poppins',system-ui,sans-serif;
  color:var(--navy);
  line-height:1.2;
}
a{text-decoration:none}
a:hover{text-decoration:none}
::selection{background:var(--gold);color:var(--navy)}

/* ---------- Topbar ---------- */
.topbar{
  background:var(--navy);
  color:#D9E2F1;
  font-size:.85rem;
}
.topbar a{color:#fff}
.topbar a:hover{color:var(--gold)}
.topbar .top-divider{opacity:.25;margin:0 .6rem}

/* ---------- Logo - ONE LINE SAME STYLE ---------- */
.brand-logo{
  display:inline-flex;
  align-items:center;
  gap:.6rem;
  white-space:nowrap;          /* keep in one line */
  flex-wrap:nowrap;
}
.brand-mark{
  width:44px;height:44px;flex:0 0 44px;
  border-radius:12px;
  background:linear-gradient(135deg,var(--gold) 0%,#FF9D2E 55%,var(--coral) 100%);
  display:inline-flex;align-items:center;justify-content:center;
  color:var(--navy);font-weight:800;font-size:1.35rem;
  box-shadow:0 8px 20px rgba(255,180,40,.35);
}
.brand-name{
  white-space:nowrap;          /* one line */
  font-family:'Poppins',sans-serif;
  font-weight:700;             /* same style */
  font-size:1.35rem;           /* same style */
  letter-spacing:.2px;
  color:var(--navy);           /* same style - single color */
  line-height:1;
}
.footer-brand .brand-name{color:#fff}

/* ---------- Navbar ---------- */
.navbar-wex{
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(10px);
  box-shadow:0 6px 24px rgba(10,25,49,.08);
  padding:.7rem 0;
  transition:all .3s ease;
}
.navbar-wex.scrolled{box-shadow:0 12px 34px rgba(10,25,49,.16)}
.navbar-wex .nav-link{
  font-weight:600;color:var(--navy);
  margin:0 .25rem;padding:.55rem .8rem!important;
  border-radius:10px;font-size:.95rem;
}
.navbar-wex .nav-link:hover,.navbar-wex .nav-link.active{
  background:var(--navy);color:#fff!important;
}
.btn{
  border-radius:50px!important;
  font-weight:700!important;
  padding:.7rem 1.6rem!important;
  border:none!important;
  transition:.25s ease;
}
.btn-gold{background:linear-gradient(135deg,var(--gold),#FF9D2E);color:var(--navy)!important;box-shadow:0 10px 25px rgba(255,170,30,.4)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 16px 32px rgba(255,170,30,.5);color:var(--navy)!important}
.btn-navy{background:var(--navy);color:#fff!important}
.btn-navy:hover{background:var(--navy-2);color:var(--gold)!important;transform:translateY(-2px)}
.btn-teal{background:var(--teal);color:#fff!important;box-shadow:0 10px 25px rgba(0,168,181,.35)}
.btn-teal:hover{background:var(--teal-dark);color:#fff!important;transform:translateY(-2px)}
.btn-coral{background:linear-gradient(135deg,var(--coral),#FF8E53);color:#fff!important;box-shadow:0 10px 25px rgba(255,107,107,.4)}
.btn-coral:hover{transform:translateY(-2px);color:#fff!important}
.btn-purple{background:var(--purple);color:#fff!important;box-shadow:0 10px 25px rgba(108,92,231,.4)}
.btn-purple:hover{background:var(--purple-dark);color:#fff!important;transform:translateY(-2px)}
.btn-green{background:var(--green);color:#fff!important;box-shadow:0 10px 25px rgba(0,184,148,.35)}
.btn-green:hover{background:var(--green-dark);color:#fff!important;transform:translateY(-2px)}
.btn-outline-light-wex{border:2px solid #fff!important;color:#fff!important;background:transparent}
.btn-outline-light-wex:hover{background:#fff!important;color:var(--navy)!important}
.btn-outline-navy{border:2px solid var(--navy)!important;color:var(--navy)!important;background:transparent}
.btn-outline-navy:hover{background:var(--navy)!important;color:#fff!important}

/* ---------- Section helpers ---------- */
.section-pad{padding:90px 0}
.section-tag{
  display:inline-block;font-weight:800;font-size:.78rem;letter-spacing:2px;
  text-transform:uppercase;padding:.45rem 1.1rem;border-radius:50px;margin-bottom:1rem;
}
.tag-gold{background:rgba(255,201,71,.2);color:#9A6B00;border:1px solid rgba(255,201,71,.6)}
.tag-teal{background:rgba(0,168,181,.12);color:var(--teal-dark);border:1px solid rgba(0,168,181,.35)}
.tag-coral{background:rgba(255,107,107,.12);color:var(--coral-dark);border:1px solid rgba(255,107,107,.35)}
.tag-purple{background:rgba(108,92,231,.12);color:var(--purple-dark);border:1px solid rgba(108,92,231,.35)}
.tag-green{background:rgba(0,184,148,.12);color:var(--green-dark);border:1px solid rgba(0,184,148,.4)}
.tag-white{background:rgba(255,255,255,.18);color:#fff;border:1px solid rgba(255,255,255,.4)}
.section-title{font-weight:800;font-size:clamp(1.7rem,3.4vw,2.7rem);margin-bottom:.8rem}
.section-sub{color:var(--muted);font-size:1.05rem;max-width:680px}
.section-dark .section-title,.section-dark p{color:#fff}
.section-dark .section-sub{color:#D9E2F1}

/* ---------- HERO (Section 1 - Navy) ---------- */
.hero{
  background:
    radial-gradient(900px 420px at 90% -10%,rgba(255,201,71,.25),transparent 60%),
    radial-gradient(700px 380px at -10% 110%,rgba(0,168,181,.35),transparent 60%),
    linear-gradient(135deg,#0A1931 0%,#142850 55%,#1B2F6B 100%);
  color:#fff;padding:90px 0 70px;position:relative;overflow:hidden;
}
.hero::after{
  content:"";position:absolute;left:0;right:0;bottom:-1px;height:70px;
  background:#fff;clip-path:ellipse(60% 100% at 50% 100%);
}
.hero h1{color:#fff;font-weight:800;font-size:clamp(2.1rem,4.5vw,3.5rem)}
.hero h1 .hl{
  background:linear-gradient(90deg,var(--gold),#FF9D2E);
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero p.lead{color:#D9E2F1;font-size:1.12rem}
.hero-card{
  background:#fff;border-radius:22px;padding:1.4rem;color:var(--navy);
  box-shadow:0 25px 60px rgba(0,0,0,.35);
}
.hero-img-main{border-radius:20px;box-shadow:0 25px 60px rgba(0,0,0,.35);border:6px solid rgba(255,255,255,.9)}
.hero-mini{
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);
  border-radius:16px;padding:.9rem 1.1rem;backdrop-filter:blur(6px);
}
.hero-mini strong{font-size:1.35rem;display:block}
.hero-badges .badge{font-size:.85rem;padding:.6rem .95rem;border-radius:50px;margin:.2rem}

/* ---------- STRIP (Section 2 - Gold) ---------- */
.strip-gold{
  background:linear-gradient(135deg,#FFC947 0%,#FF9D2E 60%,#FF8E53 100%);
  padding:34px 0;color:var(--navy);
}
.strip-item{display:flex;gap:.85rem;align-items:center;justify-content:center}
.strip-icon{
  width:56px;height:56px;flex:0 0 56px;border-radius:16px;background:var(--navy);
  color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:1.5rem;
}
.strip-item h4{margin:0;font-weight:800;font-size:1.5rem}
.strip-item p{margin:0;font-weight:600;font-size:.9rem;opacity:.85}

/* ---------- ABOUT PREVIEW (Section 3 - White) ---------- */
.about-img-wrap{position:relative}
.about-img-wrap .exp-badge{
  position:absolute;left:-12px;bottom:24px;background:var(--navy);color:#fff;
  border-radius:18px;padding:1rem 1.3rem;box-shadow:var(--shadow);border:3px solid var(--gold);
}
.about-img-wrap .exp-badge strong{font-size:1.9rem;color:var(--gold);display:block;line-height:1}
.check-list{list-style:none;padding:0;margin:1.2rem 0}
.check-list li{padding:.5rem 0 .5rem 2.2rem;position:relative;font-weight:500}
.check-list li::before{
  content:"✓";position:absolute;left:0;top:.45rem;width:26px;height:26px;border-radius:50%;
  background:var(--green);color:#fff;font-weight:800;font-size:.85rem;
  display:flex;align-items:center;justify-content:center;
}

/* ---------- SERVICES (Section 4 - Light blue) ---------- */
.services-sec{background:linear-gradient(180deg,#F6F8FC 0%,#EAF0FB 100%)}
.service-card{
  background:#fff;border-radius:var(--radius);overflow:hidden;height:100%;
  box-shadow:0 12px 34px rgba(10,25,49,.10);border:none;
  transition:transform .3s ease,box-shadow .3s ease;
  border-top:6px solid var(--gold);
}
.service-card:hover{transform:translateY(-10px);box-shadow:0 24px 55px rgba(10,25,49,.18)}
.service-card.c-teal{border-top-color:var(--teal)}
.service-card.c-coral{border-top-color:var(--coral)}
.service-card.c-purple{border-top-color:var(--purple)}
.service-card.c-green{border-top-color:var(--green)}
.service-card.c-navy{border-top-color:var(--navy)}
.service-card img{height:210px;object-fit:cover;width:100%}
.service-card .card-body{padding:1.6rem}
.service-card .card-title{font-weight:800;font-size:1.2rem}
.service-card .card-text{color:var(--muted);font-size:.95rem;min-height:72px}
.service-ico{
  width:52px;height:52px;border-radius:14px;display:inline-flex;align-items:center;justify-content:center;
  font-size:1.4rem;color:#fff;margin-top:-52px;position:relative;box-shadow:0 10px 22px rgba(0,0,0,.2);
}
.bg-gold-g{background:linear-gradient(135deg,#FFC947,#FF9D2E);color:var(--navy)!important}
.bg-teal-g{background:linear-gradient(135deg,#00C2D1,#007E88)}
.bg-coral-g{background:linear-gradient(135deg,#FF6B6B,#E05252)}
.bg-purple-g{background:linear-gradient(135deg,#8B7CFF,#4E3FD1)}
.bg-green-g{background:linear-gradient(135deg,#00D1A6,#009172)}
.bg-navy-g{background:linear-gradient(135deg,#1B2F6B,#0A1931)}

/* ---------- WHY / PROCESS (Section 5 - Teal dark) ---------- */
.why-sec{
  background:
    radial-gradient(700px 360px at 100% 0%,rgba(255,201,71,.22),transparent 60%),
    linear-gradient(135deg,#003B41 0%,#007E88 55%,#00A8B5 100%);
}
.step-card{
  background:#fff;border-radius:var(--radius);padding:1.8rem 1.5rem;height:100%;
  position:relative;box-shadow:0 18px 45px rgba(0,0,0,.22);
}
.step-num{
  width:52px;height:52px;border-radius:50%;font-weight:800;font-size:1.25rem;
  display:flex;align-items:center;justify-content:center;color:#fff;margin-bottom:1rem;
}
.why-list li{color:#EAFBFC;font-weight:500;margin-bottom:.7rem;list-style:none}
.why-list{padding:0}
.why-list li span.tick{
  display:inline-flex;width:28px;height:28px;border-radius:50%;background:var(--gold);
  color:var(--navy);font-weight:800;align-items:center;justify-content:center;margin-right:.6rem;font-size:.85rem;
}

/* ---------- TESTIMONIALS (Section 6 - Purple tint) ---------- */
.testi-sec{background:linear-gradient(180deg,#EFEDFF 0%,#F8F7FF 60%,#fff 100%)}
.testi-card{
  background:#fff;border-radius:var(--radius);padding:1.7rem;height:100%;
  box-shadow:0 14px 38px rgba(76,63,209,.12);border:1px solid #E4E0FF;position:relative;
}
.testi-card::before{content:"“";position:absolute;top:.2rem;right:1.2rem;font-size:4rem;color:#E4E0FF;font-family:Georgia,serif;line-height:1}
.stars{color:#FF9D2E;letter-spacing:2px;font-size:1.05rem}
.testi-name{font-weight:800;color:var(--navy);margin-top:.9rem;display:flex;align-items:center;gap:.7rem}
.testi-avatar{
  width:48px;height:48px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;
  font-weight:800;color:#fff;font-size:1.1rem;flex:0 0 48px;
}

/* ---------- BLOG (Section 7 - White) ---------- */
.blog-card{border:none;border-radius:var(--radius);overflow:hidden;height:100%;box-shadow:0 14px 38px rgba(10,25,49,.12);transition:.3s}
.blog-card:hover{transform:translateY(-8px);box-shadow:0 24px 55px rgba(10,25,49,.2)}
.blog-card img{height:220px;object-fit:cover;width:100%}
.blog-card .card-body{padding:1.6rem}
.blog-card .card-title{font-weight:800;font-size:1.12rem;line-height:1.45}
.blog-card .card-title a{color:var(--navy)}
.blog-card .card-title a:hover{color:var(--coral-dark)}
.blog-card .card-text{color:var(--muted);font-size:.94rem}

/* ---------- CTA (Section 8 - Coral/Orange) ---------- */
.cta-sec{background:linear-gradient(135deg,#FF6B6B 0%,#FF8E53 55%,#FFB25E 100%);position:relative;overflow:hidden}
.cta-box{background:#fff;border-radius:24px;box-shadow:0 25px 60px rgba(160,40,20,.3);overflow:hidden}
.cta-left{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:2.5rem;height:100%}
.cta-left h3{color:#fff;font-weight:800}
.cta-left a{color:var(--gold);font-weight:700}
.form-control,.form-select{border-radius:12px!important;padding:.75rem 1rem!important;border:2px solid #E2E8F0!important;font-size:.95rem}
.form-control:focus,.form-select:focus{border-color:var(--teal)!important;box-shadow:0 0 0 .2rem rgba(0,168,181,.15)!important}
label.form-label{font-weight:700;font-size:.88rem;color:var(--navy)}

/* ---------- Page hero ---------- */
.page-hero{padding:80px 0 70px;color:#fff;position:relative;overflow:hidden}
.page-hero h1{color:#fff;font-weight:800}
.page-hero p{color:#E6ECF7}
.page-hero .breadcrumb{background:rgba(255,255,255,.15);border-radius:50px;padding:.5rem 1.2rem;display:inline-flex}
.page-hero .breadcrumb a{color:#fff;font-weight:600}
.page-hero .breadcrumb .active{color:var(--gold)}
.ph-about{background:linear-gradient(135deg,#0A1931,#3B2FBF 70%,#6C5CE7)}
.ph-services{background:linear-gradient(135deg,#003B41,#00A8B5 70%,#41D9C3)}
.ph-blog{background:linear-gradient(135deg,#5B1F4D,#E05252 60%,#FF8E53)}
.ph-contact{background:linear-gradient(135deg,#0A1931,#009172 70%,#00D1A6)}
.ph-legal{background:linear-gradient(135deg,#232526,#414345)}
.ph-sub{background:linear-gradient(135deg,#142850,#00A8B5)}
.ph-unsub{background:linear-gradient(135deg,#4A2C00,#FF9D2E)}

/* ---------- Misc ---------- */
.feature-box{background:#fff;border-radius:var(--radius);padding:1.8rem;box-shadow:0 12px 30px rgba(10,25,49,.08);height:100%;border-bottom:5px solid var(--gold)}
.feature-box .f-ico{width:58px;height:58px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.6rem;color:#fff;margin-bottom:1rem}
.value-card{border-radius:var(--radius);padding:2rem;color:#fff;height:100%;box-shadow:var(--shadow)}
.stat-card{background:#fff;border-radius:var(--radius);padding:1.6rem;text-align:center;box-shadow:0 12px 30px rgba(10,25,49,.1);border-top:5px solid var(--teal)}
.stat-card strong{font-size:2rem;color:var(--navy);display:block}
.detail-block{background:#fff;border-radius:22px;box-shadow:0 16px 44px rgba(10,25,49,.1);overflow:hidden}
.detail-block img{height:100%;min-height:280px;object-fit:cover;width:100%}
.contact-info-card{border-radius:var(--radius);padding:1.8rem;color:#fff;height:100%;box-shadow:var(--shadow)}
.contact-info-card a{color:#fff;font-weight:700}
.contact-info-card a:hover{color:var(--gold)}
.map-wrap{border-radius:22px;overflow:hidden;box-shadow:var(--shadow);border:6px solid #fff}
.legal-box{background:#fff;border-radius:22px;box-shadow:0 16px 44px rgba(10,25,49,.1);padding:2.5rem}
.legal-box h3{margin-top:1.8rem;font-weight:800;font-size:1.25rem;color:var(--navy-2)}
.legal-box p,.legal-box li{color:#43536E;line-height:1.75}
.blog-article{background:#fff;border-radius:22px;box-shadow:0 16px 44px rgba(10,25,49,.1);overflow:hidden}
.blog-article .article-body{padding:2.2rem}
.blog-article .article-body p{line-height:1.85;color:#33415C;margin-bottom:1.3rem;font-size:1.02rem}
.blog-article .article-body h2{font-size:1.45rem;font-weight:800;margin:2rem 0 1rem}
.blog-article .article-body ul{line-height:1.9;color:#33415C}
.quote-box{background:linear-gradient(135deg,#FFF6DE,#FFE9B8);border-left:6px solid var(--gold-dark);border-radius:0 16px 16px 0;padding:1.3rem 1.5rem;font-weight:600;color:#6B4E00;margin:1.6rem 0}
.sidebar-card{background:#fff;border-radius:var(--radius);box-shadow:0 12px 30px rgba(10,25,49,.1);padding:1.6rem}
.sidebar-card a.s-link{display:flex;gap:.8rem;align-items:center;padding:.7rem;border-radius:12px;color:var(--navy);font-weight:600}
.sidebar-card a.s-link:hover{background:var(--light)}
.sidebar-card a.s-link img{width:70px;height:60px;object-fit:cover;border-radius:10px}

/* ---------- Footer ---------- */
footer{background:linear-gradient(180deg,#0A1931,#060F20);color:#C6D2E6;padding:70px 0 0}
footer h5{color:#fff;font-weight:800;margin-bottom:1.1rem;font-size:1.05rem}
footer a{color:#C6D2E6}
footer a:hover{color:var(--gold)}
footer ul{list-style:none;padding:0}
footer ul li{margin-bottom:.55rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:2.5rem;padding:1.2rem 0;color:#93A3BF;font-size:.9rem}
.social-btn{width:40px;height:40px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:rgba(255,255,255,.12);color:#fff;margin-right:.4rem;font-weight:800}
.social-btn:hover{background:var(--gold);color:var(--navy)}

/* ---------- Toast / alerts ---------- */
.form-alert{border-radius:14px;padding:.9rem 1.1rem;margin-top:1rem;display:none;font-weight:600}
.form-alert.show{display:block}
.form-alert.success{background:#D9F7E8;color:#04663B;border:1px solid #7BDCA8}
.form-alert.error{background:#FDE3E3;color:#8F1D1D;border:1px solid #F5A3A3}
#backTop{
  position:fixed;right:22px;bottom:22px;width:50px;height:50px;border-radius:50%;
  background:var(--navy);color:var(--gold);border:2px solid var(--gold);font-size:1.3rem;
  display:none;z-index:1050;box-shadow:0 12px 28px rgba(0,0,0,.3);
}
#backTop:hover{background:var(--gold);color:var(--navy)}

@media(max-width:767px){
  .section-pad{padding:60px 0}
  .brand-name{font-size:1.05rem}
  .service-card .card-text{min-height:auto}
  .blog-article .article-body{padding:1.4rem}
  .legal-box{padding:1.4rem}
}